Private Wealth Advice · Australia

Retire into the life
you always pictured.

Quietly confident wealth advice for Australians ready to enjoy what they've built — without ever wondering whether it will last.

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Whatever your dream looks like

Some picture the coast. Others picture grandchildren, a long-promised journey, or simply never thinking about money again.

Our role is singular: to make whichever dream is yours feel not just possible, but certain — and then to quietly keep it that way for the rest of your life.

See how we help

How we help

A complete circle of advice,
built around your retirement.

Talk to an adviser
01

Retirement Planning

A clear plan for life

We map every year ahead, so you know exactly what your retirement can afford — and that it never runs short.

02

Superannuation

Make your super work harder

Strategy, structure and tax efficiency that turn a lifetime of contributions into dependable income.

03

Investment Management

Grow and protect

Considered portfolios built around your goals and your comfort with risk — never anyone else's.

04

Estate & Legacy

Pass it on, intact

Ensure what you've built reaches the people and causes you love — smoothly, and on your terms.

05

Aged Care Advice

Navigate the next chapter

Compassionate, clear-headed guidance through aged-care decisions and the costs that come with them.

06

Wealth Protection

Worry-free, by design

Insurance and contingency planning so life's surprises never knock the dream off course.

Theo Karoumbalis, senior adviser at iAdvice

The iAdvice approach

Quiet confidence,
earned over decades.

For most of our clients, retirement is the first time their money has had to do all the work. That deserves an adviser who listens first — and only then advises.

We are fee-transparent, with no products to push and no hidden incentives. The advice you receive is shaped by one thing only: the life you want to be living.

The iAdvice partners Fiduciary · Fee-transparent · Australian-owned

Why families trust us

Stewardship you can feel,
in numbers you can count.

$50M
Entrusted to our care on behalf of Australian families
300+
Households guided into and through retirement
18yrs
Advising across market cycles, calmly and consistently
9/10
Average client satisfaction across annual reviews
Australian Financial Services Licensed Fiduciary & conflict-free Fee-transparent advice Australian-owned

In their words

Loved by the people
we look after.

5.0 · Google reviews

“Theo has had a genuinely transformative impact on my financial situation. His guidance hasn’t just eased the immediate stress — it’s given me a clear path forward.”

Tony Munroe, Google review
“I recently retired and needed support to wade through the process. Theo devoted many hours to my wife and I — a great communicator, generous with his time and always prompt.”
MRMark ReederGoogle review
“My partner was lucky enough to be introduced to Theo. I cannot say enough about how much he has helped us — truly first class.”
WNWarren NewbyGoogle review
“I was overcome with uncertainty, and on my sister’s recommendation I engaged iAdvice to help me exit my super fund. Best decision I could have made.”
LFLaurel FurphyGoogle review
“Theo’s experience, expertise and wisdom have ensured our superannuation portfolio has continued to grow significantly. We’re so grateful.”
VSValia SarandopoulosGoogle review
“His advice was conservative, carefully considered and appropriate for my situation. Theo is such a kind and friendly person — I recommend him highly.”
JLJennifer LambGoogle review
“The professionalism and industry knowledge is outstanding — genuine interest in your actual needs, not trying to take your money. Honest, upright and rare.”
VBVanessa BlaxhallGoogle · Local Guide
Retirement Planning

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The honest answer isn't a single magic number — it's a conversation about the life you want to live.

12 May 2026·6 min read
Lifestyle

The first five years of retirement — and why they matter most

How you spend the early, active years quietly shapes the comfort of every year that follows.

9 Apr 2026·7 min read
Superannuation

Turning your super into an income you can count on

The shift from building a nest egg to drawing from it is the most important — and least discussed — in retirement.

28 Apr 2026·5 min read

Retirement readiness check

Are you actually
retirement ready?

Most people believe they're on track. Five honest questions will tell you whether your plan would survive contact with reality — in under a minute, no email required to see your score.

5 questions · instant result

Question 1 of 5

0/ 10

Your result

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Thirty unhurried minutes with a senior adviser — by phone or Zoom. No cost, no obligation, no pressure. Just a clear, honest look at where you stand.

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Prefer to talk now? Call 0483 945 888